30-Year Fixed-Rate
Mortgage
Our 30-Year Fixed-Rate Mortgage is the most popular option for a mortgage in Lincoln and surrounding areas. It allows you to repay the principal amount and interest over a tenure of 30 years. The loan is extremely desirable as it makes a larger loan more affordable on a monthly basis. Since people can spread the mortgage across 30 years, they can afford a larger house or shift to a more desirable location.
If you’re interested in such a mortgage in Lincoln, and all the surrounding areas, call Tobias Mortgage today. We’ll provide all the required details for loan rates and the qualification process immediately. .
How To Choose a Loan
Option For Homebuying?
When you decide to buy a home or looking for reliable options for a mortgage, the multitude of loan options and their terms may become overwhelming and confusing. What is the best loan term for you? Is a fixed-rate mortgage loan better than an adjustable-rate mortgage loan?
At Tobias Mortgage, we not only offer various loan terms and options but also explain the purpose and benefit of each one. As a result, it is easier for homebuyers to choose the mortgage option that best suits their financial needs in Lincoln and all surrounding areas.
After your loan term is set, the mortgage lender gives you an amortization schedule. The amortization schedule has a table indicating the progress of repaying the loan. You can use the table to understand the breakdown of your monthly payments and their division in principal and interest. You also understand how much is due and when it is due.
Get your requirements for a mortgage fulfilled
Tobias Mortgage specializes in helping individuals buy or refinance a home. We have been helping the communities of Lincoln and the surrounding with their 30 year fixed rate mortgage needs for years.
Tobias Mortage Company
Why Choose a 30 Year Fixed Rate Mortgage
With loan term options of a 30-year, 20-year, and 15-year loan, many borrowers in Lincoln are unsure of which term is right for them. Here are a few reasons that suggest how a 30-year fixed-rate mortgage is more suitable:
